BOOKKEEPERposts the entry AUDITORchecks it
AI that audits itself
The Bookkeeper does the books. The Auditor checks it. Agree → it posts. Disagree → review queue. A complete, immutable decision trail.
AI-native accounting · invite-based
The books do the work.
An AI runs your accounting — categorizes, audits itself, reconciles, and hunts for the government money you're owed. Every decision checked by an independent auditor. Every step on the record.
2AIs on every entry
13wkcash projection, always on
100%of decisions on the record
Product preview · Acme Studio LLC · sample data Running
Incoming transaction
AWS — cloud hosting $1,240.00
BOOKKEEPER6420 · Software & SaaS AUDITORagrees
Bookkeeper & auditor agree — posted to the ledger
Posted — bookkeeper + auditor agreed · sample 128 entries today
05·12AWS — cloud hosting6420 $1,240.00
05·12Delta — SFO→AUS6300 $418.60
05·11WeWork — March6000 $2,150.00
Review queue — agents disagreed · sample 1 held
Uline — packaging · $340.186510 vs 5000 — held for you
Found: R&D credit est. $24,000 · IRC §41 Sample find · citation attached. Review when ready.
Why it's unfair
Four advantages your competitors' books don't have.
Not features. Mechanisms. Each one runs on its own — you watch, approve, and bank the difference.
$24,000R&D credit · IRC §41 · sample estimate
Your books find you money
Scans your expenses against a knowledge base of credits, grants, and incentives — R&D, WOTC, §179, energy, state programs — with a dollar estimate and the citation.
Yes — deductible under §179, up to… 26 U.S.C. §179 · TY 2026
Cited tax answers
Ask a tax question. Get an answer grounded in primary law, with linked sources, versioned by tax year. Not chatbot guesses.
A CFO on staff
A board-ready briefing from your live numbers: highlights, risks, cash position — plus a printable board pack and a 13-week cash projection.
How it works
Three steps. One of them is yours.
Connect / import
Bring your transactions and opening balances in. The AI maps your accounts and your history — you confirm the picture.
The AI runs the books
The bookkeeper categorizes, reconciles, posts. The auditor checks every entry. Agreements post; disagreements wait for you.
Statements that tie out — and money you're owed
P&L, balance sheet, cash — always current. Plus credits and incentives found in your own spend, with estimates and citations.
Tax intelligence
Ask a tax question. Get an answer you can defend.
Not a chatbot guess — an answer grounded in primary law, with the sources linked and the tax year on the record. And while it answers, it's already scanning your books for money you're owed.
- Grounded in the Internal Revenue Code, regulations, and rulings — not the open web.
- Every answer carries its citations and the tax year it applies to.
- Re-checked when the law changes. Versioned, never stale.
Product preview · Tax assistant Cited
Q
Can we deduct the espresso machine for the office break room?
A
Generally yes. As ordinary-and-necessary office equipment it can be expensed under §179 in the year placed in service, or deducted through depreciation. Keeping it in a common break area supports the business-use position.
26 U.S.C. §162 · TY 2026 26 U.S.C. §179 · TY 2026
While you were asking, it found · sample
est. $24,000R&D credit · IRC §41 est. $9,600WOTC · IRC §51 §179 expensingflagged on 3 assets
What's inside
The whole finance stack. Running itself.
Every piece reports to the same immutable ledger — so everything ties out, always.
Books that keep themselves
Categorized, reconciled, and checked by an independent auditor — before you ever look.
Money in / money out
Invoices, bills, and payments in one ledger that always ties out.
Multi-entity, natively
Run several companies. Consolidated reporting with eliminations — not locked behind a top tier.
Tax intelligence
Embedded, cited, versioned by tax year. Answers grounded in primary law — and credits found in your own spend.
See everything, your way
Every decision, every reversal, every dollar — one audit trail you can actually read.
Talk to your books
Ask a question, get an answer from your live numbers — with the working shown.
And more coming — bank feeds, receipt photo capture, outbound email. On the roadmap, not on the box.
Trust
Built like a system of record. Because it is one.
The AI is the operator, not the owner. The ledger underneath enforces the rules — and remembers everything.
001 DB-enforced double-entryDebits equal credits. The database refuses anything else. ENFORCED
002 Immutable, reversal-only ledgerNothing is ever edited or deleted. Corrections are new entries. ALWAYS ON
003 Complete who-changed-what audit trailEvery actor, every action, every timestamp. LOGGED
004 Strict per-tenant isolationYour data never shares a boundary with anyone else's. ISOLATED
005 Field-level encryption for sensitive IDsSSNs and EINs encrypted at the field, not just the disk. ENCRYPTED
006 Every AI decision logged and reviewableWhat it did, why, and what the auditor said. REVIEWABLE
Compare
They track what happened. This one does the work.
| Capability | QuickBooks / Xero | Unfair CPA |
|---|---|---|
| AI categorization | Black-box suggestions you re-check yourself | Bookkeeper + independent auditor on every entry, with a decision log |
| Tax | None, or a bolt-on product | Embedded, cited, versioned by tax year |
| Government money | — | Native discovery with estimates + citations |
| Multi-entity consolidation | Top tier only, or an add-on | Native, with eliminations |
| CFO insight | — | AI CFO briefing + board pack + 13-week projection |
| Audit trail | Limited | Immutable and complete |
Who it's for
Built for operators with real books.
Agencies
Client money, project margins, and a month-end that closes itself.
Professional-services firms
Utilization, WIP, and cash — briefed to you, not buried in a report you never open.
Multi-entity operators
Every entity, one consolidated view. Eliminations included, not upsold.
Access
Invite-based today.
We onboard a small number of companies at a time, and we watch every ledger closely. Request access and we'll hold your place — or get a demo and watch a set of books run themselves.
app.unfaircpa.com · live and working — just not public yet